10 Things You Can Do in the Next 10 Days to Become More Prosperous
By Kimberley Jace

 How’s your bank account? Are you financially comfortable, or struggling to stay afloat? If your finances need improvement, here’s a plan.

Read one item from this list each day and work on incorporating it into your life. As you add new skills, don’t forget to keep up the lessons from the earlier days. These are subtle but important changes in perspective and behavior that will help you attract the prosperity you want and deserve.

In Enjoying Financial Freedom and Prosperity from Ultimate Destiny University, you’ll find a self-assessment quiz that reveals your underlying attitudes about money. You’ll also find material to help you understand the results, and references to the books that really make a difference – books that teach you not only how to become financially secure, but that will stimulate you to become all you can be.  This is one way to powerfully reinforce and cement in the principles below. 

1. Stop negative talk. Decide that today, and from here on, that you will never describe your financial situation in negative terms. Never again say, “I am flat broke” or “I’ll never have enough to pay my bills this month.” Unless you actually want to be broke with past-due bills, stop sending energy to those negative concepts.
    

2. Visualize. Take some time to form a mental picture of yourself as someone whose life is full of abundance. How do you dress? What kind of car do you drive? What kind of house do you live in? Develop the most complete picture you can of yourself in that condition, and return to that image often throughout the day.
    

3. Affirm. It’s not enough to just stop saying you’re broke; you must say that you are prosperous. No matter what condition you are in at this moment, you have the power to claim a better condition. When you wake up in the morning, say aloud, “I have everything I need as I begin my day.” As you drive, repeat, “I receive life’s abundance and want for nothing.” Before you retire at night, say aloud, “My debts are paid in full and I can sleep without worry.” Draw energy to that perfect vision of yourself by describing your vision in words – out loud – and often.
    

4. Pray. If you’re not a religious type, or not sure you believe in God, then choose your higher self, a higher power, Nature, guardian angels, or whatever you think is “out there.” Ask for help in three parts: a request, an affirmation and a thank-you. “Spirit, please help me pay these bills. I now have more than enough money to pay my bills. Thank you, Spirit, for meeting this need.”
    

5. Write a goal. Begin with that perfect picture of yourself from Day #2, but expand it now. See yourself doing the things that financially well-off person would do, and write those things down. “I can walk into any store and buy whatever I want, I can give money to my children whenever they need help, I can apply for a car loan and get the lowest interest rate, because my credit score is perfect.”
    

6. Write a plan. To get from where you are to where you want to be will require action. Figure out some of the steps on that path. Do you need to find a financial advisor? Take a personal investment class? Read a good book about finance? Choose one action plan and write down the first step. If you decide to read up on finance, the first step might be researching online for the most highly-rated books on the subject.
    

7. Feel grateful. It might sound counter-intuitive to be “thankful” for wealth if you’ve just filed for bankruptcy. But that attitude of gratitude will help draw abundance to you. Thank your God, or life itself, that you are now free of debt, or that you are earning a great income and your savings are growing. Imagine how grateful you will feel, and hold that feeling in your heart.
    

8. Forgive. This is a difficult step for many people, but it’s vital. Imagine: You will only have the level of success you wish for your worst enemy. If you now believe someone is to blame for your financial problem – a former spouse who ran up your credit cards, the business partner who cheated you – find a way to believe that they were doing the best they could do at the time. If you’ve caused your own financial problems, forgive yourself, too. You did what you knew how to do then, and now you’re learning a better way.
    

9. Release the past. Tied to forgiving is the idea of letting go of what was. You don’t have to be the way you’ve always been. If you used to call yourself a “poor person,” you’ve stopped that negative talk already. You’re already taking steps to take charge of your finances. Be willing to let go of the things that tied you to a life of poverty, whether it was spending habits or poor investment choices. Break the pattern and let go of the way things were before. You are born anew.
    

10. Let Joy In. Sometimes we become so accustomed to feeling poor, we forget to appreciate times when the books are balanced. When life gives us a windfall, we cower in fear of losing it all. But to have joy in your life, you’re going to have to let yourself trust in joy, and believe you deserve it, and celebrate its arrival. Joy is always fleeting; recognize it when it comes and savor it fully. It will return more often.

 
You have now spent 10 days unlearning bad habits, learning good ones, and adding activities to your day. See if you can keep them up for another 10 days, and then perfect them in the 10 days after that. Pray, visualize and affirm every day. Watch what you say and think, and keep yourself positive. Forgive those who wrong you and feel grateful for the things that go right. Keep writing down your goals and action plans, and put those plans into action! When you catch yourself clinging to old ways, let them go. And let yourself feel good about it!

 One month from today, you’ll be headed in a whole new direction – toward vibrant financial well-being.
 

Copyright 2009 by Ultimate Destiny.

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